When navigating a Florida property insurance claim, knowing who should handle your claim can make all the difference. In the attached video, attorney Clayton Kuhn of Kuhn Raslavich explains the crucial differences between public adjusters and property damage attorneys, how they work together, and when it’s essential to involve legal counsel to protect your rights. Understanding these roles can be the key to securing the full compensation you deserve.
https://youtu.be/ZzDiQuy6V2A
Public adjusters are often the first professionals homeowners contact after damage occurs. They help initiate the claim, gather documentation, estimate damages, and negotiate with the insurance company during the early stages. Public adjusters manage the paperwork, submit your claim, and help you understand the scope of your losses. However, they have one major limitation: they cannot file a lawsuit. If the insurer denies, delays, or underpays your claim, a public adjuster alone cannot compel the insurance company to act.
This is where a property damage attorney becomes essential. Attorneys have the legal authority and courtroom experience to challenge unfair insurance decisions. Once a claim hits a roadblock, such as a denial or lowball offer, only an attorney can file a civil lawsuit to pursue the full amount your policy covers. Choosing the right professional matters—property insurance claims require specialized experience, and hiring a general practice or personal injury lawyer can jeopardize your case.
In many cases, public adjusters and attorneys work together as a team. The public adjuster handles the initial claim documentation and negotiation, while the attorney steps in to fight for fair compensation if the insurer refuses to act in good faith. This collaboration ensures homeowners are supported at every stage, from filing to litigation.
If your insurance claim has been denied, delayed, or underpaid, it may be time to bring in experienced property damage attorneys. Call Kuhn Raslavich today at 813-422-7782 to review your claim, protect your rights, and maximize your insurance recovery. Watch the full video to understand the differences between public adjusters and attorneys, and take the steps necessary to secure the compensation you deserve.