Storm-related water damage can be one of the most confusing and frustrating issues for Florida homeowners. In the attached video, attorney Ben Raslavich of Kuhn Raslavich explains exactly when your homeowners policy covers water damage, when it doesn’t, and what steps you can take if your claim is denied or underpaid. Understanding your coverage is critical to protecting both your home and your financial future.
The cause of the water intrusion determines coverage. If high winds damage your roof and rain enters through that opening, most standard homeowners policies will cover the resulting damage. On the other hand, rising floodwaters are typically excluded unless you have a separate flood insurance policy. These distinctions matter because insurers often use the technical wording in your policy to limit payouts or deny claims.
The video walks homeowners through the complex language of insurance policies, showing why careful review is essential, explains how policy exclusions, limitations, and definitions can affect whether your loss is covered, and why many claims are unfairly denied simply due to misunderstanding the policy language. A professional review of your insurance policy can prevent costly mistakes and help you maximize your rightful coverage.
Watching this video, you’ll discover practical tips for determining if your water damage is likely covered, identifying potential gaps in coverage, and taking appropriate action if your insurance company isn’t handling your claim fairly. Ben’s guidance is based on real-world experience representing Florida property owners, and it provides clear steps to protect your rights and strengthen your claim.
If you’ve experienced water damage after a storm—or if you’re uncertain about what your homeowners policy covers—don’t wait. Call Kuhn Raslavich today at 813-422-7782 to have your policy reviewed, evaluate your claim, and ensure you’re not leaving money on the table. Watch the full video now to gain clarity on your coverage and take control of your insurance claim before delays or denials put your home and finances at risk.
Knowledge is power, and with the right guidance, you can make sure your insurance company honors its obligations.