Filing a Proof of Loss may seem like a routine part of the insurance claims process, but in Florida, one small mistake can derail your entire property damage claim. In the attached video, attorney Ben Raslavich of Kuhn Raslavich explains why this document is so critical and how homeowners can avoid the most common errors that lead to delayed, reduced, or denied claims. If you’ve experienced storm damage, water intrusion, or other property loss, understanding how to properly complete your Proof of Loss is essential to protecting your rights.
A Proof of Loss is your official statement to your insurance company outlining what was damaged, how it happened, and the cost to repair or replace the property. While it may sound straightforward, many homeowners make critical mistakes. Common errors include leaving out damaged items, underestimating repair costs, providing insufficient detail, or failing to include supporting documentation. Even minor omissions can give insurers a reason to dispute your claim, delay payments, or deny coverage altogether.
The key to avoiding these pitfalls is thoroughness. Include clear photos, receipts, repair estimates, and detailed descriptions of every item and structure affected by the loss. The more documentation you provide, the stronger your claim becomes. Homeowners often feel overwhelmed by the process, but careful preparation and organization can make a major difference in the outcome of your claim.
At Kuhn Raslavich, P.A., we guide Florida property owners through the Proof of Loss process to ensure submissions are complete, accurate, and fully supported. Our team helps clients avoid the common errors that insurance companies rely on to dispute claims, giving you confidence that your rights are protected and your claim is maximized.
If you’re unsure what to include in your Proof of Loss, facing delays, or worried your claim may be challenged, don’t wait. Contact Kuhn Raslavich, P.A. today to review your documentation and get expert guidance on completing your claim. Watch the video now to learn how to protect your property, strengthen your claim, and ensure your insurance company honors its obligations.