Property damage claims can be overwhelming—especially when your insurance company undervalues the damage to your home. In our next video, attorney Clayton Kuhn of Kuhn Raslavich explains exactly how insurance companies use tactics to minimize payouts, and what Florida homeowners can do to fight back and secure the compensation they’re entitled to. Understanding these strategies is crucial to protecting your home and your financial recovery after a storm.
Insurance companies often acknowledge damage but insist only a small portion of your property needs repair. For homeowners with replacement cost value (RCV) policies, this can be a huge problem, particularly with roof claims or wind-related damage. While the insurer may suggest patchwork fixes, your policy may actually entitle you to a full replacement—potentially saving tens of thousands of dollars.
In the video, attorney Kuhn emphasizes the importance of thorough documentation. Taking photos, keeping receipts, collecting repair estimates, and recording invoices before making any repairs is critical. This evidence strengthens your claim and prevents insurers from denying or undervaluing your losses. Prompt and accurate communication with your insurance company further ensures that your claim progresses smoothly.
Kuhn Raslavich confronts insurance carriers who attempt to sidestep their obligations, ensuring homeowners receive the full replacement cost they are entitled to—not just the minimal repairs the insurer hopes to pay for. By knowing your rights and acting strategically, you can turn a lowball estimate into fair compensation and protect your investment.
If your insurance company is undervaluing your claim or insisting on repairs instead of replacements, don’t leave money on the table. Call Kuhn Raslavich today at 813-422-7782 for a full review of your property damage claim. Watch the full video to learn the tactics insurers use, understand your replacement cost policy, and discover the steps to maximize your insurance payout. Taking action now could make all the difference in rebuilding your home and securing the financial recovery you deserve.